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We will charge you a foreign currency transaction fee of 2.99% of the amount of the transaction, this is a fee for currency conversion.
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Fees and charges apply.

Here's what they mean:The following monthly account fees are payable if you have an account listed below:If you have a Tailored account, you may have been informed that you pay arranged overdraft interest at a rate other than the rate shown above. Already have an account with us?

Help with savings



You could avoid paying the main fees by logging into App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.

Help with savings An over limit fee (or default charge) of £12 applies when you go over your credit limit.

If an overdraft is arranged with a limit which exceeds those thresholds, you will pay arranged overdraft interest on the amount of the overdrawn balance that exceeds the relevant threshold at a rate of 2.81% per month, which is equivalent to Here's an example of the interest cost when you use a £500 arranged overdraft.Representative Example: Effective Annual Rate: 39.49% EAR (variable). Our brands and our people do business in a safe, simple, smart and sustainable way.



Interest is charged on every transaction made on the card, until your balance is paid in full.





There are three main fees: A late or missed payment fee (or default charge) of £12 applies if you're more than one day late paying your monthly bill. Fee Information Document - accounts on-sale Any applicable interest is calculated on a daily basis and paid into your account once a month.The annual rates of interest paid on credit balances are as follows:These accounts do not pay interest on credit balances.We don't believe in hidden charges.





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And we’re focused on becoming a more responsible company. Please take some time to review, print and/or save a copy of these.Throughout this page, you'll see various terms being used.


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